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Episode 59 - Special Needs Planning Part 2 - Melissa Donovan [CFP CE Credit Eligible]

We originally planned to talk with Melissa Donovan for about an hour, but it became evident pretty quickly that we would need way more time than that. This episode is the second half of our conversation with her.

While we spent a good amount of time on Medicaid and special needs trusts in the first part, we cover a lot of good stuff on ABLE accounts in this episode, along with other options like pooled trusts. Melissa knows her stuff. We didn't come close to stumping her on any of our questions.

Episode 58 - Special Needs Planning Part 1 - Melissa Donovan [CFP CE Credit Eligible]

It might be a client, it might be a friend, or it might even be you. But someone you know has a special needs child, and their family is faced with some unique planning challenges as a result.

Our guest today, Melissa Donovan, an attorney at the Wiewel Law Firm in Austin Texas, takes us through the topic in amazing detail. She knows her stuff. In fact, there was so much to cover that we quickly realized that this would need to be a 2 Part series.

This episode is eligible for CFP CE credit, to receive credit, you will need to take a 10 question quiz at www.cheetahsmash.com.

Episode 57 - Your Digital Estate with Shirley Diefenbach

Does your estate plan handle your digital assets? Unless you've had your documents drawn up by a forward-thinking attorney in the last few years, the answer is probably no.

Your online assets are more than just your mobile banking accounts. We're talking email, social media, blogs, podcasts, frequent flyer miles...It's a complicated area, and it's only getting more complicated as more and more of our lives move online. Pictures of your kids? Your Facebook profile? That Pokemon Go collection you've built over the past 2 years?

Who is supposed to clean all that up if you're dead or incapacitated? And how in the world are they supposed to do it when faced with threats about Terms of Service and privacy concerns? You need a plan.

We spoke with attorney Shirley Diefenbach, who has built up a specialty in this area. She took us through both the legal and practical considerations of preparing your digital estate.

Episode 56 - Public Policy Update with Dave O'Brien

Dave O'Brien - financial advisor, NAPFA board member, public policy junkie, and all around good guy - joins us for his second ZebraSmash appearance to provide an update on DOL, SEC and state-level approaches to fiduciary rules.

The high level summary:

1. The DOL fiduciary law is still the law. It's just not being enforced, like bedtime during the summer.

2. The SEC is taking a crack at the fiduciary concept with three proposed rules, all of which are in the public comment period. Nothing says "cool" like reading 1,000 pages of legislative prose at the beach, so here are links to the Proposed Regulation Best Interest, the Proposed Investment Adviser Interpretation, and the Proposed Form CRS Relationship Summary.

3. Some folks at the state level are trying to do the right thing. But did you know there are 50 states? It's hard to keep track of what all of them are doing. If you hear about something in your state, let Dave know.

Episode 55 - 2018 AICPA Conference - John Bohnsack and Matt McKay

The AICPA planning conference is a solid event every year, but this year we had tax law changes, making it a must-attend event. Or if you couldn't attend, it's at least a listen-to-a-podcast-about-it-afterwards event.

Roger's colleagues John Bohnsack and Matt McKay were there, and have returned to Texas to give us a download of what they found.

Following are some links to the things we talked about:

Adam Grant’s website: http://www.adamgrant.net/

Adam Grant’s podcast: https://www.ted.com/read/ted-podcasts/worklife

Kitces.com article about employees becoming independent contractors: https://www.kitces.com/blog/section-199a-business-entity-choices-qualified-business-income-qbi-deduction-strategies-financial-advisor-specified-service-business-phaseout/