We chatted with Dr. Wade Pfau about his 2011 paper, Safe Savings Rates: A New Approach to Retirement Planning over the Lifecycle. It's really the accumulator phase version of Bill Bengen's famous 4% rule for retirees.

For CFP CE credit, be sure to go to www.cheetahsmash.com to take a 10 question quiz.

Here are the papers discussed in the episode:

Safe Savings Rates: A New Approach to Retirement Planning over the Lifecycle - Journal of Financial Planning

Getting on Track for a Sustainable Retirement: A Reality Check on Savings and Work - Journal of Financial Planning